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Best Extended Auto Warranties in Detroit, MI

Aug. 15, 2019, 8:17 p.m.

Extended auto warranties safeguard against unexpected, costly repairs. If you’re in the market for a new or used car, chances are you’ll be asked if you want an extended auto warranty. Our partners at Consumer Affairs researched the best extended auto warranty in Detroit to protect your vehicle from Michigan’s rough roads.

Everyone deserves to make thoughtful, informed purchase decisions. The local guides provided on this website are free for consumers. WXYZ may receive compensation from our partners. Learn more.

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#1
RECOMMENDED
Endurance Auto Warranty

Save thousands on auto repairs!

VISIT WEBSITE
CALL ENDURANCE AUTO WARRANTY
(855) 329-7711
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#1 MOST POPULAR
Endurance Auto Warranty
Endurance Auto Warranty
Features
  • Available in Detroit
  • Accepted by ASE mechanics
  • 24/7 roadside assistance
  • 30-day guarantee
Read More
VISIT WEBSITE
CALL ENDURANCE AUTO WARRANTY
(855) 329-7711
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#2
CARCHEX
CARCHEX
Features
  • 5 levels of protection
  • 99% customer satisfaction
  • No-haggle guarantee
  • Available in Detroit
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VISIT WEBSITE
CALL CARCHEX
(866) 254-0172
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#3
CarShield
CarShield
Features
  • 6 plan options
  • Free, online quote
  • Available in Detroit
  • Flexible payment plans
Read More
VISIT WEBSITE
CALL CARSHIELD
(800) 974-9385
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#4
Infinite Auto
Infinite Auto
Features
  • A+ BBB Rating
  • 24/7 roadside assistance
  • Offers courtesy towing
  • Available in Detroit
Read More
VISIT WEBSITE
CALL INFINITE AUTO
(734) 366-4354
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Protect My Car
Protect My Car
Features
  • A+ BBB rating
  • 3 levels of protection
  • Available in Detroit
  • Flexible payment terms
Location
Serves residents in
Detroit, MI
Get matched today
AA Auto Protection
AA Auto Protection
Features
  • Available in Detroit
  • 24/7 roadside assistance
  • 30-day guarantee
  • Accepted by ASE mechanics
Location
Serves residents in
Detroit, MI
Get matched today
Delta Auto Protect
Delta Auto Protect
Features
  • 3 plan options
  • 30-day guarantee
  • Available in Detroit
  • 24/7 roadside assistance
Location
Serves residents in
Detroit, MI
Get matched today
American Auto Shield
American Auto Shield
Features
  • ASE-certified team
  • Levels of protection
  • Available in Detroit
  • ATV & dirt bike coverage
Location
Serves residents in
Detroit, MI
Get matched today

How to choose an extended auto warranty in Detroit

Detroit skyline

The decision to buy an extended auto warranty comes down to your comfort with potentially major repair costs down the road.

Pros Cons
Cheaper than a breakdown You might never need it
Customized coverage Won’t cover all repairs
Peace of mind Could require in-network repairs

First, research J.D. Power reports for your car’s reliability ratings. It makes more sense to buy an extended auto warranty if the car you’re eyeing lacks mechanical or electronic reliability.

The area you live in also makes a difference. We spend an average of $538 per year on car repairs caused by poor road conditions, such as potholes, according to the Detroit Regional Chamber. Michigan ranks dead last in the country in infrastructure spending per capita. We’ve been at or near the bottom since 1992 and spend almost twice as little as the average of our neighboring states.

It’s not just blown tires and cracked rims that you have to worry about. Potholes cause hidden damage to engines and steering columns. The result of such malfunctions is both dangerous and expensive. The state offers some recourse. Residents can submit a claim for damages with MDOT, but the likelihood of being reimbursed is slim.

Given the condition of our roads, it makes sense for Detroiters to consider an extended auto warranty, especially if you’re eyeing a low profile ride.

There are two types of extended auto warranties: OEMs and aftermarket warranties. Both cover repairs for a set amount of time and/or miles. OEMs are offered by the car maker. Aftermarket warranties are available through third party companies.

Warranty type Coverage type What it actually covers
OEM Powertrain The engine
OEM Bumper to bumper Everything else
Aftermarket Exclusion Everything not specifically listed in the warranty
Aftermarket Inclusion Only what is specifically listed in the warranty

OEMs are usually rolled into the purchase price of a new car, but are often available for lightly-used cars at manufacturer dealerships.

Aftermarket warranties cover new, used and existing vehicles with fewer than 100,000 miles. Unless you are buying from the manufacturer, they’re probably your only option. The good news is these warranties cost significantly less than OEMs. The bad news is you’ll have to read the fine print.

Individual policies vary significantly in coverage exclusions and restrictions, service limitations, repair requirements and deductibles. Coverage usually doesn’t include standard maintenance, batteries, tires or incidents related to an accident.

Cost is dependent on each of the above factors and more:

  • Vehicle age
  • Vehicle mileage
  • Warranty coverage
  • Length/miles of coverage

A good rule of thumb is to opt for exclusion warranties (as opposed to inclusion warranties) if possible. Exclusion warranties list everything that’s not covered by the warranty. If it’s not listed, it’s covered.

Inclusion warranties cover only what’s included in the warranty. This often won’t include parts that require replacement or adjustment with service of common systems.

This list of providers is the next step in choosing the best extended auto warranty in Detroit.

Endurance Auto Warranty

Endurance Auto Warranty

CALL ENDURANCE AUTO WARRANTY

(855) 329-7711 VISIT ENDURANCE AUTO WARRANTY

Headquartered north of Chicago, Endurance has an ‘A’ rating with the Better Business Bureau. They offer four levels of coverage called Select, Secure, Superior and Supreme. Many customer reviews in Detroit find the plans to be affordable and one appreciated their way of communicating with the hearing impaired.

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CARCHEX

CARCHEX

CALL CARCHEX

(866) 254-0172 VISIT CARCHEX

CARCHEX has a Direct Instant Quoting System, an interactive means of visually explaining their programs while speaking on the phone with a member of their sales or support teams. Online customer reviews say they have good customer service and that reps are knowledgeable about the plans offered.

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CarShield

CarShield

CALL CARSHIELD

(800) 974-9385 VISIT CARSHIELD

CarShield stands out for providing flexible mechanic choices, courtesy towing, flexible payment plans, 24/7 roadside assistance and rental car services. Getting coverage is as easy as requesting a free quote, personalizing your inclusions and picking the right plan.

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Infinite Auto

Infinite Auto

CALL INFINITE AUTO

(734) 366-4354 VISIT INFINITE AUTO

Infinite Auto Protection offers three extended auto warranty plans. Each comes with a 30-day money-back guarantee and 24/7 roadside assistance. Customers like being able to take their vehicles to any dealership or certified repair shop and say Infinite Auto Protection has an efficient claims process and low deductible.

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Our partners independently research and analyze the companies mentioned in our guides and work with subject matter experts to add valuable information that helps consumers make smart purchase decisions. Our partners will not include companies on these guides that do not meet specific quality standards. The compensation we receive from our partners may impact how and where companies appear on our site, including the order in which they appear.

Our partners independently research companies, and use editorial discretion to award companies with special recognition (i.e. Best Value) based on their staff’s judgement or subject matter expert’s judgement. Our partners do this to help you identify companies that will meet your specific buying needs, and do not receive compensation for these designations.